A Costly Act of Courage
Synopsis
Monica struggles with an underpaid bartending job for her sick mother who is diagnosed with stage II cancer and needs a huge amount of money to give her a chance at life. One night in the bar, Nicholas Carlo walks in with his friend Lorenzo. Unknown to her, he is the only son of the most powerful mafia boss in New York, who himself got into trouble with the most powerful crime boss in New Jersey, Don Antonio. Don Antonio has put a bounty on Nicholas all around New Jersey. While backing the door at the bar, two hit men walk in with guns and shoot at Nicholas, Monica quickly pushes him to the side and take a bullet at the arm while Lorenzo kills one of the hitmen. Monica wakes up at a hospital in New York with Nicholas, Lorenzo and Don Carlo by her side, all indebted to her. Unfortunately for Monica, one of the hitmen that survived assumes Monica is part of the Don Carlo family and now has a hit on her name too. How will she navigate her new life in the complexities of crime and the underworld?
A Costly Act of Courage Free Chapters
Chapter 1 Shattered Plans (Monica POV) | A Costly Act of Courage
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I kick the busted sidewalk outside our apartment, boots scraping hard against the cracked concrete, leaving scuff marks I don’t give a damn about. “I can’t believe this,” I mutter, the words spitting out bitter, my breath catching in the cold. That rejection letter from the military’s still clawing at me—“Failed physical assessment”—like a slap I can’t shake, branded into my skull. All those months busting my ass, and it’s nothing now.
The door creaks loudly as I shove it open, hinges whining. “Mom, I’m home!” I call, trying to fake some spark, but my voice drags, heavy as lead.
“In the kitchen!” she yells back, faint but sharp.
I trudge in, dropping my bag by the table with a thud, the straps tangling on the floor. She’s at the counter, stirring soup, her thin frame hunched like it’s shrinking under all the shit life’s piled on her. The steam’s rising, but it doesn’t hide how tired she looks, how small.
“How’d it go?” she asks, glancing up, those hopeful eyes stabbing me right in the chest.
I swallow hard, throat tight. “Didn’t make it. Flunked the physical.”
Her spoon stops dead mid-stir, and she turns, slow, full-on facing me. “What do you mean? You’ve been training forever.”
“Yeah, well,” I say, slumping into a chair, the wood creaking under me, “guess I’m not fast enough. Or strong enough. Whatever. They said no.”
She sets the spoon down, steps over, and puts a hand on my shoulder, warm but shaky. “Honey, it’s okay. It’s not the end.”
“It feels like it, Mom,” I snap and I shove my hands into my hair, tugging hard. “This was it—my shot to get us out of this hole, pay off the damn bills, get you some help. And I fucked it up.”
She kneels beside me, brushing hair off my face, her fingers soft but worn. “We’ll figure it out—we always do. You’re strong, Monica. You’ve got heart—more than the army could ever want. That’ll carry you further than you know.”
Her words are supposed to lift me, but they just sink me deeper, reminding me how much we’re both dragging. The electric bill’s been red for weeks, and that eviction notice stuck to the fridge glares at me every damn day, mocking us.
I sigh, rubbing my temples, head throbbing. “I don’t know how much longer we can keep pretending.”
“We’ve been through worse,” she says, forcing a small smile, but it’s thin, shaky—she doesn’t even believe it herself.
Before I can argue, she wobbles—sudden, bad—grabbing the counter, her knuckles whitening. “Mom?” I’m up fast, chair scraping loud as I rush to her.
“I’m fine,” she says, weak, her voice barely there, but her face is pale, hands trembling like hell.
“No, you’re not.” I slide an arm around her waist, holding her up, guiding her to the couch. “You’ve been pushing too hard again.”
“Just need to sit,” she mumbles, breath shallow, sinking into the cushions.
But her skin’s clammy now, cold under my grip, and panic claws up my chest, tight and fast. “This isn’t just tired. We’re going to the hospital—now.”
She tries to wave me off, feeble, but I’m already grabbing my keys and jacket, the metal jangling loudly in my shaking hands. “No arguing, Mom. Move.”
The ER’s a blur—harsh lights, voices barking over each other, chaos swallowing us. I clutch her hand tight in the waiting room, her head lolling against my shoulder, eyes shut, breaths uneven, rasping. My leg’s bouncing, heel tapping the floor, nerves screaming.
“Monica Rivers?” A nurse calls, clipboard clutched tight.
“That’s us,” I say, jumping up, pulling Mom with me.
The nurse wheels her off in a chair, her thin frame slumping into it, and I follow ‘til they shut the exam room door in my face. “Doctor’ll be with her soon,” she says, clipped, then she’s gone.
I’m alone now, dropping into one of those shitty plastic chairs, the kind that dig into your back. My leg keeps bouncing, fast, restless, and my head’s spinning—bills, her breathing, that damn letter—all crashing together. The hospital bill’s gonna bury us, and whatever’s wrong with her? No clue how we’ll pay for that. I stare at the scuffed tiles, gray and chipped, trying to hold it together, but it’s slipping. How’d we end up here? How’d it all go to shit so quick?
When I was a kid, I had it mapped out—school, college, some big career. Simple. But Dad bailed when I was five, left Mom to scrape by alone. She busted her ass for me—waitressing, cleaning, whatever—and it was never enough. Bills stacked up faster than we could knock ‘em down, and now this—her fading right in front of me.
“Ms. Rivers?” A deep voice yanks me out of it.
I look up, and there’s a doctor, clipboard in hand, face calm but heavy—bad news calm. My stomach drops. “Yeah, that’s me,” I say. “How’s my mom?”
He sits next to me, hands folding over the clipboard, steady. “Her condition’s serious. We ran tests—confirmed it’s stage II cancer.”
The word hits like a brick to the gut, knocking the air out. “C-cancer?” I stammer.
He nods, slow, eyes soft but firm. “I’m sorry. We need to start treatment fast—give her the best shot.”
I blink hard, fast, head spinning. “Treatment… how much is that gonna cost?”
He pauses, then says, gently, “Billing…we’ll talk options with you. Right now, her health’s the focus.”
Options? What options? We can’t scrape together grocery money, let alone this. “Can I see her?” I whisper, voice so small it’s barely there.
“Of course,” he says, standing, motioning me up.
I follow him down the hall, sterile and cold, each step dragging heavier than the last. When I step into her room, my heart twists—she’s tiny in that bed, smaller than ever, wires and tubes making her look fragile, breakable. Her eyes flutter open, weak, catching mine.
“Hey, sweetheart,” she says, faint, forcing a smile that doesn’t reach far.
I sit, grab her hand—cold, bony—and hold tight. “Why didn’t you tell me you were this bad?”
“Didn’t wanna worry you,” she whispers, soft, her thumb brushing my knuckles.
“Well, you suck at that,” I say, choking on it, tears burning hot.
She squeezes my hand, weak but there. “We’ll get through this, Monica. Always do.”
I wanna believe her, cling to that little spark in her voice, but she’s struggling to breathe, chest rising slow, shallow, and all I feel is the weight—crushing, real, too damn much. We’re not getting through this—not this time.
Chapter 2 The Night Shift (Monica POV) | A Costly Act of Courage
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"You can't stay here all night, Monica," Mom says, her voice raspy but sharp, cutting through the hospital room's quiet hum. She hits me with that mom look, worn-out but stubborn, the one that says she's done arguing.
"I don't like leaving you alone," I shoot back, eyes flicking to the monitors beside her bed. The beeps are steady, but they don't feel solid enough, too fragile, like her.
"You've got a job, sweetheart," she says, squeezing my hand, weak but firm. "And we both know Mr. Patel's a jackass. Go. I'll be okay here."
I bite my lip, hesitating hard. "I could call in sick. Say it's an emergency, 'cause it damn well is."
She shakes her head, slow, the lines on her face deepening with exhaustion. "We need the cash, Monica. Nurses are here, they're good. Don't give that man a reason to fire you."
I sigh, heavy, slumping back in the chair. She's right, and I hate it. Mr. Patel wouldn't give a rat's ass about family emergency, he'd just dock me and move on.
Leaving the hospital feels like ripping myself loose from something heavy, an anchor dragging at my chest. I hate walking away from her, especially now, when she's fading right in front of me. The cold air smacks my face hard outside, biting at my skin, and I shove my hands deep into my jacket pockets, trudging toward the bar.
The bills, fuck, the bills. The word twists my stomach into knots, sour and tight. Cancer treatment? Chemo, hospital beds, tests, it's a number so big it's choking me, and I can't even wrap my head around it. All I see is that eviction notice glaring from the fridge, the overdue electric bill, the debt we're already sinking in. I shove it down, deep, as I keep moving. Thinking about it won't pay shit.
The neon sign for Patel's Hideaway flickers pathetic above the door, half-dead. I push in, and the stench hits, stale beer, greasy fries, a wall of regret.
"Monica! Late!" Mr. Patel's voice booms from behind the counter, loud and grating. He's this little guy with a big mouth, always acting like he's running some fancy joint instead of this dump.
"Two minutes late," I snap, tossing my bag under the counter with a thud. "My mom's in the hospital, so maybe chill out for once."
He clicks his tongue, shaking his head like I just kicked his dog. "Excuses, always excuses. No wonder people quit, no dedication!"
I roll my eyes hard, grabbing an apron and tying it on, the strings pulling tight around my waist. "Whatever, Mr. Patel. Let's just get through this shitshow, yeah?"
He mutters something in Hindi, probably calling me a lazy bitch, but I let it slide, same as always. I have been here a year, slinging drinks in this hole, pay's garbage, hours suck, customers are mostly assholes, but it's money. And right now, every cent's a lifeline.
Night kicks off like usual, pouring beers, wiping up spills, dodging slurred pickup lines. Some guy at the bar's end sloshes his drink, grinning sloppy. "You've got eyes like a movie star," he mumbles, leaning too close. I fake a smile, slide his beer over, and bolt before he gets any dumber.
"Monica! Table three, refills!" Mr. Patel barks across the room, sharp over the noise.
"On it!" I yell back, grabbing the tray, arms already aching.
By midnight, my feet are screaming, throbbing in my boots, and I'm counting minutes 'til I'm free. But the place is still alive, rowdy as hell, no sign of slowing.
Then the door swings open, and two guys stroll in.
They don't fit, stand out like clean knives in a drawer of rusty spoons. Not sketchy, just… too sharp for this dive. The tall one's broad, leather jacket over a black shirt, crisp like he walked off some photoshoot. His hair's dark, messy in a way that looks planned, and his eyes, icy blue, cold as hell, sweep the room like he's sizing up a fight.
The other's leaner, quieter, dark brown eyes steady and calculating. Hoodie, jeans, nothing flashy, but there's this vibe, calm, controlled, don't fuck with me. They move to a corner table, smooth, deliberate, like they've done this a hundred times. My gut twists, they're not here for cheap beer and bad vibes.
"Monica, corner table," Mr. Patel says, jerking his head their way, already back to counting receipts.
I grab a notepad, suck in a breath, steadying myself. Whatever they're about, it's not my mess. Just two more faces in a night full of 'em.
I walk over, and the tall one looks up, blue eyes locking on mine, quick, intense, like he's peeling me open. "Evening," I say, keeping it flat, neutral. "What can I get you?"
He smirks, leaning back in his chair, all easy confidence. "What do you recommend?"
His voice is smooth, a little playful, like he's testing me. "Depends," I say, shrugging, playing it cool. "You here to get smashed, or just kill time?"
The quiet one chuckles, low, shaking his head. "Two whiskeys. Neat."
"Got it." I scribble it down, turn fast, feeling their stares stick to me as I head back to the bar.
"Who're they?" I mutter to Mr. Patel, pouring the drinks, amber splashing into glasses.
"Rich kids slumming it, probably," he grumbles, not looking up from his cash. "Keep 'em happy, take their money."
I roll my eyes but don't push it. Tray in hand, I weave back, pasting on my best don't-talk-to-me bartender smile. "Here you go," I say, setting the glasses down, steady.
The quiet one nods, simple, while the tall one keeps those eyes on me, smirk still locked in place. "What's your name?" he asks, sudden, like it matters.
"Monica," I say, flat, brushing it off.
"Well, Monica," he says, lifting his glass, "you've got good instincts. Not many peg us for whiskey guys right off."
I shrug, keeping it light. "It's a gift."
He chuckles, low and easy, and for a second, I think he's gonna say more. But he doesn't, just sips his drink, eyes still on me, steady, unblinking. I turn quickly, walking off, my heart kicking a little faster, pulse thudding in my ears.